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Platinum ShopSmart SuperCard by RBL Bank

by Kshitiz V Sharma on

The Bottom Line

Platinum ShopSmart SuperCard
Great for Grocery Spends, Low Rewards Overall

5% Cashback on all Grocery spends and milestone reward of ₹1,000 on every spend of ₹1 Lacs / Year on all other spends.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield 1.2% 1.0% 0.8% 0.5% 0.5%
Est. Monthly Reward (₹) 60 100 150 250 500
All-India Rewards Rank* 19 51 114 227 227
Within Bank Rank* 4 7 15 21 19
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

The Platinum ShopSmart SuperCard  gives 5% Cashback on all Grocery spends, with milestone reward of ₹1,000 on every spend of ₹1 Lacs / Year on all other spends.

We estimate this card can earn you a net reward yield of 0.5-1.2% on all spending with the card in a month.

This card is issued in collaboration by RBL Bank & Bajaj Finserv and combines features like Buy Now Pay Later with a traditional credit card.

The RBL Bank Edition Black Credit Card is the best credit cards in India for food delivery. It offers unlimited 10% rewards on all your Zomato & Blinkit orders.

It has an annual fee of ₹1,499 which can be waived on reaching annual spending of ₹4 lacs.

Based on our sample spending profiles, the Edition Black has a net reward yield of 1.1 – 1.6% for monthly spending above ₹20,000, which makes it the best credit card from RBL Bank at this level of spending.

The RBL Bank Monthly Treats Credit Card is the best entry level credit card from RBL Bank. This card can earn you a net reward yield of 1.3-2.7%, if you spend less than ₹20,000 on your card each month. That also makes it one of the best entry level credit cards in India.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.

 


The Rewards

Card Platinum ShopSmart SuperCard
Card Type Cashback
Cashback Features 5% Cashback on all Grocery spends
Milestone Rewards ₹1,000 on every spend of ₹1 Lacs / Year
Other Rewards – 2 Complimentary Domestic Airport Lounge visits / Year

– 1+1 BookMyShow offer on movie tickets / mth.

Rewards Redemption Fee ₹99
Reward/ Cashback Caps ₹250 p.m. on grocery spends
Preferred Redemption Method Redeem on RBL Rewards Portal

Fees & Charges

Card Platinum ShopSmart SuperCard
Joining Fee ₹499 + Taxes
Annual Fee ₹499 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
₹50,000
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 47.88% p.a.
Foreign Currency Markup 3.50%
Cash Advance Charge 2.50% transaction amount minimum of ₹500
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