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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | 1.2% | 1.0% | 0.8% | 0.5% | 0.5% |
| Est. Monthly Reward (₹) | 60 | 100 | 150 | 250 | 500 |
| All-India Rewards Rank* | 19 | 51 | 114 | 227 | 227 |
| Within Bank Rank* | 4 | 7 | 15 | 21 | 19 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
The Platinum ShopSmart SuperCard gives 5% Cashback on all Grocery spends, with milestone reward of ₹1,000 on every spend of ₹1 Lacs / Year on all other spends.
We estimate this card can earn you a net reward yield of 0.5-1.2% on all spending with the card in a month.
This card is issued in collaboration by RBL Bank & Bajaj Finserv and combines features like Buy Now Pay Later with a traditional credit card.
The RBL Bank Edition Black Credit Card is the best credit cards in India for food delivery. It offers unlimited 10% rewards on all your Zomato & Blinkit orders.
It has an annual fee of ₹1,499 which can be waived on reaching annual spending of ₹4 lacs.
Based on our sample spending profiles, the Edition Black has a net reward yield of 1.1 – 1.6% for monthly spending above ₹20,000, which makes it the best credit card from RBL Bank at this level of spending.
The RBL Bank Monthly Treats Credit Card is the best entry level credit card from RBL Bank. This card can earn you a net reward yield of 1.3-2.7%, if you spend less than ₹20,000 on your card each month. That also makes it one of the best entry level credit cards in India.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | Platinum ShopSmart SuperCard |
|---|---|
| Card Type | Cashback |
| Cashback Features | 5% Cashback on all Grocery spends |
| Milestone Rewards | ₹1,000 on every spend of ₹1 Lacs / Year |
| Other Rewards | – 2 Complimentary Domestic Airport Lounge visits / Year
– 1+1 BookMyShow offer on movie tickets / mth. |
| Rewards Redemption Fee | ₹99 |
| Reward/ Cashback Caps | ₹250 p.m. on grocery spends |
| Preferred Redemption Method | Redeem on RBL Rewards Portal |
| Card | Platinum ShopSmart SuperCard | |
|---|---|---|
| Joining Fee | ₹499 + Taxes | |
| Annual Fee | ₹499 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
₹50,000 | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 47.88% p.a. | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% transaction amount minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
