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PVR Kotak Gold Credit Card

by Kshitiz V Sharma on

The Bottom Line

PVR Kotak Gold Credit Card
For PVR Fans Only, No Other Rewards

2 Free PVR movie tickets every month on spending ₹15,000 & above. 15% cashback on F&B at PVR. Low fee, lower rewards.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield -0.7%^ -0.3%^ 0.0% 0.1% 0.1%
Est. Monthly Reward (₹) (40) (30) (5) 35 110
All-India Rewards Rank* 215 261 310 352 356
Within Bank Rank* 9 13 14 16 17
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.

The PVR Kotak Gold Credit Card gives 2 PVR movie tickets every month on spending ₹15,000 & above and 15% cashback on food and beverages & 5% cashback on movie tickets at PVR.

No other rewards can be earned on spending with this card, effectively leading to a zero net reward yield for most people.

The 811 #DreamDifferent Credit Card is the best entry level credit card from Kotak Mahindra Bank, with a net rewards yield of 0.4 – 1.0%.

If you are spending between ₹10,000 – 20,000 a month on your card, consider the Kotak Indigo Ka-ching 6E Rewards Credit Card with a net rewards yield of 0.7 – 1.1%

The Kotak IndiGo Ka-ching 6E Rewards XL Credit Card is the best choice for Kotak Mahindra Bank customers who charge ₹20,000+ a month on their card. You can earn a net rewards yield of up to 2.3% with this card.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.

The Rewards

Card PVR Kotak Gold Credit Card
Card Type Cashback
Cashback Features 15% Cashback on Food and Beverages at PVR

5% Cashback on Movie tickets at PVR Box Office

Milestone Rewards 2 Free PVR movie tickets every month on spending ₹15,000
Other Rewards Nil
Rewards Redemption Fee Nil
Cashback Caps Unlimited
Preferred Redemption Method Redeem for PVR Coupons

Fees & Charges

Card PVR Kotak Gold Credit Card
Joining Fee Nil
Annual Fee ₹499 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee ₹299
Interest Rate 42.00%
Foreign Currency Markup 3.50%
Cash Advance Charge ₹300 on every withdrawal of ₹10,000

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