RBL Bank BankBazaar SaveMax Credit Card

The Bottom Line

Lifetime Free but Low Rewards

5 Reward Points / ₹100 on Grocery, 1 Reward Points on all other spends and 10% Cashback on BookMyShow & Zomato. Lifetime Free Card.

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Monthly Spend	₹5K	₹10K	₹20K	₹50K	₹100K
Net Reward Yield	1.3%	1.3%	1.2%	0.9%	0.7%
Est. Monthly Reward (₹)	60	130	240	450	730
All-India Rewards Rank*	17	27	50	147	180
Within Bank Rank*	3	3	6	11	12
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

The RBL Bank BankBazaar SaveMax Credit Card gives 2.50% effective reward on grocery shopping, 0.25% on all other spending and 10% cashback on BookMyShow and Zomato.

We estimate this card can earn you a net reward yield of 0.7-1.3% on all spending with the card in a month.

Based on our sample spending profiles, the RBL Bank Edition Black Credit Card has a net reward yield of 1.1 – 1.6% for monthly spending above ₹20,000, which makes it the best credit card from RBL Bank at this level of spending.

It has an annual fee of ₹1,499 which can be waived on reaching annual spending of ₹4 lacs.

The Edition Black is also the best credit cards in India for food delivery. It offers unlimited 10% rewards on all your Zomato & Blinkit orders.

The RBL Bank Monthly Treats Credit Card is the best entry level credit card from RBL Bank. This card can earn you a net reward yield of 1.3-2.7%, if you spend less than ₹20,000 on your card each month. That also makes it one of the best entry level credit cards in India.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.

The Rewards

Card	RBL Bank BankBazaar SaveMax Credit Card
Card Type	Reward + Cashback
Reward/ Cashback Features	5 Reward Points / ₹100 on Grocery 1 Reward Points / ₹150 on all other spends 10% Cashback on: – BookMyShow – Zomato
Milestone Rewards	Nil
Other Rewards	Nil
Rewards Redemption Fee	₹99
Reward/ Cashback Caps	– 1,000 reward points on Grocery Txn. / mth. – ₹100 on BookMyShow and Zomato / mth.
Preferred Redemption Method	Redeem on RBL Rewards Portal @₹0.25 / Reward Point

Fees & Charges

Card		RBL Bank BankBazaar SaveMax Credit Card
Joining Fee		Nil
Annual Fee		Nil
Min. Annual Credit Card Spend for Fee Waiver		N/A
Income Criteria	Salaried	N/A
Income Criteria	Self-employed	N/A
Supplementary Card Fee		Free
Interest Rate		N/A
Foreign Currency Markup		N/A
Cash Advance Charge		N/A