* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
The RBL Bank LazyPay Credit Card gives 1% cashback on all online and POS transactions except fuel purchases, insurance payments, rental payments, cash & quasi cash transactions.
We estimate this card can earn you a net reward yield of 1% on all spending with the card in a month.
The RBL Bank Monthly Treats Credit Card is the best entry level credit card from RBL Bank. This card can earn you a net reward yield of 1.3-2.7%, if you spend less than ₹20,000 on your card each month. That also makes it one of the best entry level credit cards in India.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
The Rewards
Card
RBL Bank LazyPay Credit Card
Card Type
Cashback
Cashback Features
1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions and credit-line/loan transactions)
Milestone Rewards
Nil
Other Rewards
Nil
Rewards Redemption Fee
99
Reward/ Cashback Caps
Cashback Caps
Preferred Redemption Method
Redeem on RBL Rewards Portal @₹0.25 / Reward Point on E-vouchers
Fees & Charges
Card
RBL Bank LazyPay Credit Card
Joining Fee
Nil
Annual Fee
Nil
Min. Annual Credit Card Spend
for Fee Waiver
N/A
Income Criteria
Salaried
N/A
Self-employed
N/A
Supplementary Card Fee
Free
Interest Rate
47.88%
Foreign Currency Markup
N/A
Cash Advance Charge
2.50% transaction amount minimum of ₹500
References & Footnotes
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Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.