* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
The RBL Bank Paisabazaar Duet Card gives 1% cashback on all online and POS Transactions except fuel purchases, wallet loading, rental and credit-line/loan transactions
We estimate this card can earn you a net reward yield of 1% on all spending with the card in a month.
It has an annual fee of ₹1,499 which can be waived on reaching annual spending of ₹4 lacs.
The RBL Bank Monthly Treats Credit Card is the best entry level credit card from RBL Bank. This card can earn you a net reward yield of 1.3-2.7%, if you spend less than ₹20,000 on your card each month. That also makes it one of the best entry level credit cards in India.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
The Rewards
Card
RBL Bank Paisabazaar Duet Card
Card Type
Cashback
Cashback Features
1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions and credit-line/loan transactions)
Milestone Rewards
Nil
Other Rewards
Nil
Rewards Redemption Fee
₹99
Cashback Caps
Unlimited
Preferred Redemption Method
Redeem on RBL Rewards Portal @₹0.25 / Reward Point on E-vouchers
Fees & Charges
Card
RBL Bank Paisabazaar Duet Card
Joining Fee
Nil
Annual Fee
Nil
Min. Annual Credit Card Spend
for Fee Waiver
N/A
Income Criteria
Salaried
N/A
Self-employed
N/A
Supplementary Card Fee
Free
Interest Rate
13-18% p.a.
Foreign Currency Markup
N/A
Cash Advance Charge
2.50% transaction amount minimum of ₹250
References & Footnotes
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Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.