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RBL Bank Platinum Advantage SuperCard

by Kshitiz V Sharma on

The Bottom Line

RBL Bank Platinum Advantage SuperCard
Low Fee, Lower Rewards

1 reward point / ₹100 on all spends with no cap at all. 20% off on BookMyShow movie tickets.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield -0.6%^ -0.2%^ 0.0% 0.2% 0.2%
Est. Monthly Reward (₹) (35) (20) 5 80 205
All-India Rewards Rank* 206 255 301 339 344
Within Bank Rank* 18 29 34 35 42
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.

The RBL Bank Cookies Credit Card gives 0.25% effective reward on all spending.

Overall, we estimate you can earn a net reward yield of 0.2% on spending above ₹50,000 with this card in a month.

This card is issued in collaboration by RBL Bank & Bajaj Finserv and combines features like Buy Now Pay Later with a traditional credit card.

The RBL Bank Monthly Treats Credit Card is the best entry level credit card from RBL Bank. This card can earn you a net reward yield of 1.3-2.7%, if you spend less than ₹20,000 on your card each month.

That also makes it one of the best entry level credit cards in India.

With the discontinuation of the Edition program, we no longer recommend any RBL Bank credit card for people charging more than ₹20,000 a month to their credit cards.

The Insignia Preferred Banking Card is the highest yielding credit card from RBL Bank for those charging more than ₹20,000 a month on their cards.

However, the Insignia Preferred offers a meagre net reward yield of 1.3 – 1.4% at that level of spending. You also need a total relationship value with RBL Bank of more than ₹30 lacs to qualify for this card.

We think if you can qualify for the Insignia Preferred, you can get a much better credit card from many other banks and you should not settle for the Insignia.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.


The Rewards

Card RBL Bank Platinum Advantage SuperCard
Card Type Reward
Reward Features 1 Reward Point / ₹100 on all spends
Milestone Rewards Nil
Other Rewards – 20% off on BookMyShow (Up to ₹100)
Rewards Redemption Fee ₹99
Reward Caps Unlimited
Preferred Redemption Method Redeem on rblrewards.com @ ₹ 0.25 / reward point

Fees & Charges

Card RBL Bank Platinum Advantage SuperCard
Joining Fee ₹499 + Taxes
Annual Fee ₹499 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
N/A
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 47.88%
Foreign Currency Markup 3.50%
Cash Advance Charge 2.50% transaction amount minimum of ₹500
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