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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | -1.2%^ | -0.3%^ | 0.5% | 0.5% | 0.5% |
| Est. Monthly Reward (₹) | (65) | (35) | 100 | 245 | 500 |
| All-India Rewards Rank* | 241 | 269 | 189 | 239 | 237 |
| Within Bank Rank* | 33 | 35 | 21 | 23 | 19 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee. |
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The RBL Bank Platinum Delight Credit Card gives 1% effective reward for all spending on weekends and 0.50% for everything on all other days.
Overall, we estimate you can earn a net reward yield of 0.5% on spending above ₹20,000 with this card in a month.
The RBL Bank Monthly Treats Credit Card is the best entry level credit card from RBL Bank. This card can earn you a net reward yield of 1.3-2.7%, if you spend less than ₹20,000 on your card each month. That also makes it one of the best entry level credit cards in India.
Based on our sample spending profiles, the Edition Black has a net reward yield of 1.1 – 1.6% for monthly spending above ₹20,000, which makes it the best credit card from RBL Bank at this level of spending.
The RBL Bank Edition Black Credit Card is the best credit cards in India for food delivery. It offers unlimited 10% rewards on all your Zomato & Blinkit orders.
It has an annual fee of ₹1,499 which can be waived on reaching annual spending of ₹4 lacs.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | RBL Bank Platinum Delight Credit Card |
|---|---|
| Card Type | Reward |
| Reward Features | 4 Reward Points / ₹100 on all spends during weekends
2 Reward Points / ₹100 on all spends other days |
| Milestone Rewards | 1,000 Reward Points every month on swiping your Card 5 times for transactions worth ₹1,000 or more in a calender month |
| Other Rewards | Nil |
| Rewards Redemption Fee | ₹99 |
| Reward Caps | Unlimited |
| Preferred Redemption Method | Redeem on rblrewards.com @ ₹ 0.25 / reward point |
| Card | RBL Bank Platinum Delight Credit Card | |
|---|---|---|
| Joining Fee | ₹5,000 + Taxes | |
| Annual Fee | ₹5,000 + Taxes 2nd Year Onwards at ₹1,000 + Taxes |
|
| Min. Annual Credit Card Spend for Fee Waiver |
₹2 Lacs | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 47.88% | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% transaction amount minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
