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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | -1.2%^ | -0.3%^ | 0.1% | 0.3% | 0.4% |
| Est. Monthly Reward (₹) | (65) | (35) | 15 | 165 | 415 |
| All-India Rewards Rank* | 238 | 266 | 291 | 313 | 293 |
| Within Bank Rank* | 31 | 33 | 32 | 28 | 26 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee. |
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The RBL Bank Platinum Max SuperCard gives 5% effective reward on dining on Wednesday’s and 0.50% on all other spending.
Overall, we estimate you can earn a net reward yield of 0.3-0.4% on spending above ₹50,000 with this card in a month.
This card is issued in collaboration by RBL Bank & Bajaj Finserv and combines features like Buy Now Pay Later with a traditional credit card.
The RBL Bank Monthly Treats Credit Card is the best entry level credit card from RBL Bank. This card can earn you a net reward yield of 1.3-2.7%, if you spend less than ₹20,000 on your card each month.
That also makes it one of the best entry level credit cards in India.
With the discontinuation of the Edition program, we no longer recommend any RBL Bank credit card for people charging more than ₹20,000 a month to their credit cards.
The Insignia Preferred Banking Card is the highest yielding credit card from RBL Bank for those charging more than ₹20,000 a month on their cards.
However, the Insignia Preferred offers a meagre net reward yield of 1.3 – 1.4% at that level of spending. You also need a total relationship value with RBL Bank of more than ₹30 lacs to qualify for this card.
We think if you can qualify for the Insignia Preferred, you can get a much better credit card from many other banks and you should not settle for the Insignia.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | RBL Bank Platinum Max SuperCard |
|---|---|
| Card Type | Reward |
| Reward Features | 20 Reward Points / ₹100 on Dining on Wednesday
2 Reward Points / ₹100 on all other spends |
| Milestone Rewards | Nil |
| Other Rewards | – 1+1 Movie ticket (Up to ₹200) twice in a month at BookMyShow |
| Rewards Redemption Fee | ₹99 |
| Reward Caps | 1,000 points p.m. on Dining |
| Preferred Redemption Method | Redeem on rblrewards.com @ ₹ 0.25 / reward point |
| Card | RBL Bank Platinum Max SuperCard | |
|---|---|---|
| Joining Fee | ₹999 + Taxes | |
| Annual Fee | ₹999 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
N/A | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 47.88% | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% transaction amount minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
