moolahgeeks is no longer being updated. Our recommendations may be outdated and should not be relied upon. Learn more
The best credit cards offered by Standard Chartered Bank in India.
The Ultimate Credit Card is the best card from Standard Chartered for high spenders. No other credit card from SC offers adequate rewards.
160+ credit cards in India offer some form of airport lounge access. We select the cards with the best cost-benefit for complimentary airport lounge access in India and overseas.
The CASHBACK SBI Cards is the best card for travel for most people in India. Go with the Magnus or ATLAS from Axis Bank for high value / overseas bookings.
The Axis Bank MY ZONE Credit Card is the best credit cards in India for food delivery. Consider the CASHBACK SBI Card for large orders.
Choosing the right credit card can save you thousands of rupees a year. We computed the net reward yield for nearly 400 cards from 15 banks to find the absolute best cards for you.
We calculate the rewards yield for a credit card using 5 typical spending profiles. For each Bank, we select credit cards with the highest rewards yield.
We analyzed data on 100s of flights to estimate the value of frequent flyer points in India. A CV Point is worth Rs.0.90 while InterMiles are worth Rs.0.30.
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
10 reward points / ₹150 on retail fashion & foreign spends and 2 points on all other spends with no cap. Lifetime free, low rewards.
5 reward points / ₹150 on dining & fuel and 1 point on all other spends with no cap at all. 1% fuel surcharge waiver on fuels. Low fee, lower rewards.
20 reward points / ₹100 on standalone hotel & airline sites and 2 points on all other spends. 10% off on flights at EaseMyTrip.
The CASHBACK SBI Card is the best credit card in India for online shopping. It offers 5% cashback on all online transactions with a high monthly cashback cap of ₹10,000 and a low annual fee of ₹999.
10% discount on Zomato, 15% on Ola, 10-25% on Yatra.com and 20% on Myntra with monthly caps of ₹600-750. Good low fee card from SC.
5% Cashback on Fuel, Utility Bill Payments & Phone bills, 1 Reward Points / ₹150 on all other spends. Consider other options.
5% Cashback on Departmental Stores, Groceries & Supermarkets. 3 Reward Points / ₹150 on all other spends. Consider the Ultimate or DigiSmart instead.
2% cashback on all online spend and 1% cashback on all other spend. Simple but low rewards.
