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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | 0.8% | 1.1% | 1.2% | 1.2% | 1.2% |
| Est. Monthly Reward (₹) | 40 | 110 | 235 | 600 | 1,250 |
| All-India Rewards Rank* | 41 | 35 | 51 | 88 | 80 |
| Within Bank Rank* | 5 | 1 | 5 | 6 | 1 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
The Snapdeal Bank of Baroda Credit Card gives effective rewards of 5% for all purchases on the Snapdeal website & app with no monthly limits.
This card also gives 2.5% effective rewards on grocery, online shopping and departmental stores. All other spending earns 1% effective rewards.
We estimate a net reward yield of 1.2% using this card for all spending, making it the best credit card from Bank of Baroda for most customers.
| Card | |
|---|---|
| Card Type | Cashback/Reward |
| Reward Features | 20 Reward Points / ₹100 on Snapdeal
10 Reward Points / ₹100 on: 4 Reward Points / ₹100 on all other spends |
| Milestone Rewards | Nil |
| Other Rewards | Nil |
| Rewards Redemption Fee | ₹99 |
| Reward Caps | 2,000 reward points p.m. on online shopping, grocery and departmental stores |
| Preferred Redemption Method | Cashback against statement balance @₹0.25 / Reward point |
| Card | ||
|---|---|---|
| Joining Fee | ₹249 + Taxes | |
| Annual Fee | ₹249 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
N/A | |
| Income Criteria | Salaried | ₹3.6 Lacs |
| Self-employed | ₹4.8 Lacs | |
| Supplementary Card Fee | Free | |
| Interest Rate | 41.88% | |
| Foreign Currency Markup | 3.49% | |
| Cash Advance Charge | 2.50% with a minimum of ₹300 | |
| Card Association | RuPay | |
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Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
