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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | -1.5%^ | 0.3% | 1.9% | 2.4% | 2.1% |
| Est. Monthly Reward (₹) | (80) | 35 | 410 | 1,275 | 2,285 |
| All-India Rewards Rank* | 250 | 169 | 10 | 7 | 10 |
| Within Bank Rank* | 22 | 17 | 5 | 2 | 4 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^ The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee. This does not account for the value of any gift received in return for the annual fee. |
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The SpiceJet Axis Bank Voyage Black Credit Card give effective rewards worth 7% on booking tickets with SpiceJet on their website and mobile application, 3% effective rewards on online payments for food delivery, utility bills and entertainment. All other spending earns 1.5% effective rewards.
The Spice Voyage Black has a non-waivable annual fee of ₹2,000.
Overall, you can earn a net reward yield of 1.9-2.4% with this card, on spending over ₹20,000 per month.
We recommend the ACE Credit Card for most Axis Bank customers. We estimate it offers an average net reward yield of 2.3% on all your spending.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | SpiceJet Axis Bank Voyage Black Credit Card |
|---|---|
| Card Type | Reward |
| Reward Features | 28 SpiceClub Points / ₹200 on SpiceJet Website and mobile application
12 SpiceClub Points / ₹200 on: 6 SpiceClub Points / ₹200 on all other spends |
| Milestone Rewards | 4,000 SpiceClub points on spending ₹2 Lacs in a year and additional 6,000 SpiceClub points on ₹4 Lacs |
| Other Rewards | – 20% off on dining bills under Dining Delights Program
– 2 Complementary Domestic Airport Lounge visit / Qtr. |
| Rewards Redemption Fee | ₹99 |
| Reward Caps | Unlimited |
| Preferred Redemption Method | Redeem against flight tickets, meal vouchers @ ₹0.50/ SpiceClub points |
| Card | SpiceJet Axis Bank Voyage Black Credit Card | |
|---|---|---|
| Joining Fee | ₹2,000 + Taxes | |
| Annual Fee | ₹2,000 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
Nil | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 43.20% | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.00% with a minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
