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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | 0.5% | 0.5% | 0.6% | 0.6% | 0.6% |
| Est. Monthly Reward (₹) | 20 | 50 | 110 | 290 | 600 |
| All-India Rewards Rank* | 89 | 132 | 175 | 220 | 216 |
| Within Bank Rank* | 3 | 5 | 6 | 8 | 8 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
The Standard Chartered EaseMyTrip Credit Card gives 5% effective reward on standalone hotel and airline and 0.50% on all other spending.
Overall, we estimate you can earn a net reward yield of 0.5-0.6% on all spending with this card in a month.
The Ultimate Credit Card is the best credit card in India by Standard Chartered Bank for most people. It offers a net reward yield of 2.3-3.0% on all your spend.
However the Ultimate has a high annual fee of ₹5,000, although you get reward points worth ₹5,000 in return.
If you are not comfortable paying the high fee in exchange for reward points, you could consider the Standard Chartered DigiSmart Credit Card for monthly spends below ₹50,000.
This card has a low monthly fee of ₹49, which is waived when you spend more than ₹5,000 in any month.
You can earn a net reward yield of 1.3-1.6% with the DigiSmart Credit Card.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | Standard Chartered EaseMyTrip Credit Card |
|---|---|
| Card Type | Reward Card |
| Reward Features | 20 Reward Points / ₹100 on standalone hotel and airline websites/apps/outlets
2 Reward point / ₹100 on all other spends |
| Milestone Rewards | N/A |
| Other Rewards | – 1 Complimentary Domestic Airport Lounge Visits / Qtr
– 2 Complimentary Domestic Airport Lounge Visits / Year – 20% off on hotels at EaseMyTrip – 10% off on flights at EaseMyTrip – 125 off on Bus Tickets |
| Rewards Redemption Fee | ₹99 |
| Reward Caps | Unlimited |
| Preferred Redemption Method | Redeem points on Standard Chartered Rewards Portal @ ₹0.25/ reward point |
| Card | Standard Chartered EaseMyTrip Credit Card | |
|---|---|---|
| Joining Fee | ₹350 + Taxes | |
| Annual Fee | ₹350 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
₹50,000 | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | ₹350 + Taxes | |
| Interest Rate | 45.00% p.a. | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 3.00% with a minimum of ₹300 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
