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Standard Chartered Priority Visa Infinite Credit Card

by Kshitiz V Sharma on

The Bottom Line

Standard Chartered Priority Visa Infinite Credit Card
Lifetime Free, Low Rewards

10 reward points / ₹150 on retail fashion & foreign spends and 2 points on all other spends with no cap.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield 0.4% 0.5% 0.5% 0.6% 0.6%
Est. Monthly Reward (₹) 15 45 105 295 620
All-India Rewards Rank* 118 154 180 214 211
Within Bank Rank* 4 6 7 7 7
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

The Standard Chartered Priority Visa Infinite Credit Card gives 1.67% effective reward on shopping & foreign spending and 0.33% on all other spending.

Overall, we estimate you can earn a net reward yield of 0.4-0.6% on all spending with this card in a month.

The Ultimate Credit Card is the best credit card in India by Standard Chartered Bank for most people. It offers a net reward yield of 2.3-3.0% on all your spend.

However the Ultimate has a high annual fee of ₹5,000, although you get reward points worth ₹5,000 in return.

If you are not comfortable paying the high fee in exchange for reward points, you could consider the Standard Chartered DigiSmart Credit Card for monthly spends below ₹50,000.

This card has a low monthly fee of ₹49, which is waived when you spend more than ₹5,000 in any month.

You can earn a net reward yield of 1.3-1.6% with the DigiSmart Credit Card.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.


The Rewards

Card Standard Chartered Priority Visa Infinite Credit Card
Card Type Reward Card
Reward Features 10 Reward Points / ₹150 on:
– Foreign Spends
– Retail Fashion

2 Reward point / ₹150 on all other spends

Milestone Rewards Nil
Other Rewards – 4 Complimentary Domestic Airport Lounge Visits / Qtr

– Complimentary Priority Pass Membership

Rewards Redemption Fee ₹99
Reward Caps Unlimited
Preferred Redemption Method Redeem points on Standard Chartered Rewards Portal @ ₹0.25/ reward point

Fees & Charges

Card Standard Chartered Priority Visa Infinite Credit Card
Joining Fee Nil
Annual Fee Nil
Min. Annual Credit Card Spend
for Fee Waiver
N/A
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 45.00% p.a.
Foreign Currency Markup 3.50%
Cash Advance Charge 3.00% with a minimum of ₹300
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