The Bottom Line
Only for Dedicated Yatra.com Customers
6 reward points / ₹100 on dining, departmental stores, grocery & entertainment, 1 point on all other spends. Special discounts on bookings at Yatra.com.
Monthly Spend |
₹5K |
₹10K |
₹20K |
₹50K |
₹100K |
Net Reward Yield |
(-0.2%)^ |
0.6% |
0.6% |
0.5% |
0.5% |
Est. Monthly Reward (₹) |
(15) |
60 |
115 |
250 |
500 |
All-India Rewards Rank* |
172 |
102 |
153 |
226 |
229 |
Within Bank Rank* |
24 |
12 |
32 |
59 |
57 |
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.
|
The Yatra SBI Card gives 1.50% effective rewards on dining, grocery & entertainment, 0.25% on all other spends.
Overall, we estimate you can earn a net reward yield of 0.5-0.6% on monthly spending above ₹10,000 with this card.
The CASHBACK SBI Card is the best credit card for most SBI Card customers. We estimate it offers an average net reward yield of 1.9-2.3% on all your spending.
The SBI Unnati Credit Card is the best entry level card, if you spend less than ₹10,000 . It offers a net reward yield of 0.3-1.1% with this card on all your spending.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
The Rewards
Card |
Yatra SBI Card |
Card Type |
Reward |
Reward Features |
6 Rewards / ₹100 on:
– Dining
– Departmental Stores
– Grocery
– Entertainment
1 Rewards / ₹100 on all other spends |
Milestone Rewards |
Nil |
Other Rewards |
₹1,000 off on Domestic flight bookings(Min. Txn ₹5,000)
₹4,000 off on international flight bookings(Min. Txn ₹40,000)
20% off on Domestic Hotels(Max discount ₹2,000) |
Rewards Redemption Fee |
₹99 |
Reward Caps |
5,000 reward point p.m. on Departmental Stores, Grocery, Dining, Movies & Entertainment |
Preferred Redemption Method |
Redeem rewards at Yatra.com
1RP=₹0.25 |
Fees & Charges
Card |
Yatra SBI Card |
Joining Fee |
₹499 + Taxes |
Annual Fee |
₹499 + Taxes |
Min. Annual Credit Card Spend
for Fee Waiver |
₹1 Lacs |
Income Criteria |
Salaried |
N/A |
Self-employed |
N/A |
Supplementary Card Fee |
Free |
Interest Rate |
42.00% |
Foreign Currency Markup |
3.50% |
Cash Advance Charge |
2.50% with a minimum of ₹500 |