moolahgeeks is no longer being updated. Our recommendations may be outdated and should not be relied upon. Learn more
| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | -14.9%^ | -6.3%^ | -2.1%^ | 0.4% | 1.3% |
| Est. Monthly Reward (₹) | (745) | (635) | (420) | 210 | 1,280 |
| All-India Rewards Rank* | 369 | 369 | 369 | 285 | 81 |
| Within Bank Rank* | 16 | 16 | 16 | 13 | 2 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee. |
|||||
The YES Private Credit Card is a invite only card. It gives 3% effective reward on foreign spending and 2% on all other domestic spending. It has a high annual fee of ₹10,000 and a joining fee of ₹50,000.
Overall, we estimate you can earn a net reward yield of 0.4-1.3% on spending above ₹50,000 with this card in a month.
The YES Prosperity Cashback Credit Card is the best credit card for YES BANK customers who spend less than ₹50,000 a month on their card.
You can earn a net reward yield of 1.2-1.8% on all your spending with this credit card.
If you are spending more than ₹50,000 a month on your credit card, we recommend the YES FIRST Exclusive Credit Card. We estimate it offers a net reward yield of 1.7% for high spenders.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | YES Private Credit Card |
|---|---|
| Card Type | Reward |
| Reward Features | 24 Reward Points / ₹200 on foreign spends
16 Reward Points / ₹200 on all domestic spends |
| Milestone Rewards | 10,000 points on spends of ₹10 Lacs in first 90 days |
| Other Rewards | – Complimentary Lounge Key membership
– Unlimited Domestic and International Airport Lounge Visits – 15% discount on Car rentals on Six Rent a Car – 12 Complimentary Golf Games / Year – 4 Complimentary Golf Lessons / Year – 1+1 movie tickets on BookMyShow (4 Times / mth.) – 50% off on event tickets at BookMyShow (Capped at ₹1,000 / mth.) |
| Rewards Redemption Fee | Nil |
| Reward Caps | Unlimited |
| Preferred Redemption Method | Redeem on YES Rewardz Portal
1RP = ₹0.25 |
| Card | YES Private Credit Card | |
|---|---|---|
| Joining Fee | ₹50,000 + Taxes | |
| Annual Fee | ₹10,000 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
₹25 Lacs | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 21.00% p.a. | |
| Foreign Currency Markup | 1.75% | |
| Cash Advance Charge | Nil | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
