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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | 0.3% | 1.3% | 1.2% | 1.0% | 0.9% |
| Est. Monthly Reward (₹) | 10 | 125 | 240 | 475 | 850 |
| All-India Rewards Rank* | 120 | 29 | 49 | 138 | 152 |
| Within Bank Rank* | 5 | 2 | 2 | 5 | 9 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
The YES Prosperity Cashback Plus Credit Card offers 5% cashback for spending on movies, grocery & utility bill payments and 0.50% cashback on all other spending except fuel. One caveat with this card is that the enhanced 5% rewards on bill payments are only available when you pay using the YES PayNow service.
You can earn a net reward yield of 0.5-1.8% on all your spending with this credit card.
The YES Prosperity Cashback Credit Card is the best credit card for YES BANK customers who spend less than ₹50,000 a month on their card.
You can earn a net reward yield of 1.2-1.8% on all your spending with this credit card.
If you are spending more than ₹50,000 a month on your credit card, we recommend the YES FIRST Exclusive Credit Card. We estimate it offers a net reward yield of 1.7% for high spenders.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | YES Prosperity Cashback Plus Credit Card |
|---|---|
| Card Type | Cashback |
| Cashback Features | 5% Cashback on: – Movies – Grocery Shopping – Bill Payments through YES PayNow 0.75% Cashback on all other spends |
| Milestone Rewards | Nil |
| Other Rewards | Nil |
| Rewards Redemption Fee | ₹100 |
| Cashback Caps | ₹100 on Movies and Grocery |
| Preferred Redemption Method | Redeem on YES Rewards Portal @₹0.25 / Reward Point on Flights |
| Card | YES Prosperity Cashback Plus Credit Card | |
|---|---|---|
| Joining Fee | ₹1,499 + Taxes | |
| Annual Fee | ₹1,499 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
Nil | |
| Income Criteria | Salaried | ₹4.2 Lacs p.a. |
| Self-employed | ITR>₹5 Lacs | |
| Supplementary Card Fee | Free | |
| Interest Rate | 42.00% | |
| Foreign Currency Markup | 3.40% | |
| Cash Advance Charge | 2.50% with a minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
