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The CASHBACK SBI Cards is the best card for travel for most people in India. Go with the Magnus or ATLAS from Axis Bank for high value / overseas bookings.
Choosing the right credit card can save you thousands of rupees a year. We computed the net reward yield for nearly 400 cards from 15 banks to find the absolute best cards for you.
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
The CASHBACK SBI Card is the best credit card in India for online shopping. It offers 5% cashback on all online transactions with a high monthly cashback cap of ₹10,000 and a low annual fee of ₹999.
You can earn 5-25% rewards on your utility bill payments, making this one of the easiest ways to maximize your card rewards.
The best credit cards for FX transactions save you the typical 3.5%+GST markup and even earn you some rewards.
Bajaj Finserv UPI App has the best combination of features and rewards and is easy to use. PayTm UPI app is also full featured and has the best BNPL integration.
